What is Tikkie?

Tikkie is a peer-to-peer payment service that allows people and businesses to request payments from others. Since it’s launch in 2016, the app has become so popular that the word ‘Tikkie’ is now synonymous with the term ‘payment request.’ When someone owes you money, you send them a Tikkie.

In the Netherlands, this payment method is basically the easiest way to ‘go Dutch’ after a night on the town with friends. However, as the service grew in popularity, so did the use cases. Nowadays Tikkie is also a perfect payment method for businesses of any size.

Payment requests made easy

Tikkie is a payment method that is available as part of our Checkmaxx (ecommerce) solutions.

Tikkie is a payment method that is available as part of our Paymaxx solution, but can also be integrated into our Checkmaxx (ecommerce) solutions.

For example, integration with Checkmaxx, our end-to-end e-commerce solution, allows for the use of Tikkie as a payment method when buying prepaid phone credit, digital (gaming) vouchers or any other high-risk digital goods. This is perfect for families with young children. When kids run out of prepaid credit, they can initiate the order themselves and have their parents finalize the payment by sharing the Tikkie.

Similarly, when integrated with Collectmaxx, if someone is in payment arrears and has an invoice they can’t afford, they can forward the amount owed, as a Tikkie, to a friend or relative who is willing to help them out.

But the use cases don’t end there. Paymaxx, Collectmaxx and Checkmaxx customers, regardless of vertical, will benefit from the implementation of this incredibly useful payment method within their checkout process.

How to use Tikkie at checkout

In the video below, we illustrate the checkout process when Tikkie is chosen as payment method within Checkmaxx.

The user specifies which phone number to top-up and the amount of the top-up. Next, the user selects payment method to use. In this case, that’s Tikkie. After choosing payment method, the option is presented to share the payment with the person who will make the actual payment.

Sharing can be done via any communication app on the user’s device. From messaging apps like WhatsApp to Messenger to social media platforms, email and SMS. Moreover, a friendly text is included, so the recipient is always informed regarding the goal of the payment and the amount requested. The included text can be customized by the user before being sent.

What you need to know about using Tikkie for business payment requests

Tikkie is a popular tool that allows you to send payment requests via a simple text message or through its dedicated Tikkie app. Designed for convenience, the app is especially beneficial for businesses looking to streamline how they request payments. One standout Tikkie feature is the ability to generate a Tikkie QR code, which customers can scan to complete payments quickly. This method is growing in popularity as it reduces the steps needed to transfer money and confirms transactions almost instantaneously. To start using Tikkie for business, you must have a Dutch bank account, as the service is primarily designed to integrate with the Netherlands' banking system. This account will be the destination for all funds collected via Tikkie. The registration process for production access in the production environment involves a straightforward verification of your business and bank account details, ensuring security and compliance with financial regulations. For businesses, the capability to create business payment requests elevates Tikkie from a peer-to-peer payment service to a valuable business tool. You can send requests to other Tikkie users or even non-users via a link in a text message. Every Tikkie user receives a notification and can respond to payment requests directly through their bank or the Tikkie app, making transactions seamless and traceable. Incorporating Tikkie into your business payment systems can enhance how you interact with your customers, making financial transactions as straightforward as sending a text. Remember to ensure that you have the proper setup for production access to fully integrate Tikkie into your business operations effectively.

Need help?

For more information or any additional questions you might have on Checkmaxx, don't hesitate to contact us. We are always happy to help.Alphacomm now offers Tikkie as payment method to all partners and customers based or operating in the Netherlands.